Pennsylvania Paycheck Calculator

Pennsylvania state income tax

Pennsylvania charges a flat state income tax of 3.07% on wages.

Local taxes & deductions

Many Pennsylvania municipalities and school districts add a local Earned Income Tax (often around 1%) that is not included in this estimate.

Federal tax & FICA

Pennsylvania's 3.07% flat rate is one of the lowest state income taxes in the country, so the federal layer dominates: at the state's average pay of about $71,700 a year (BLS QCEW, 2024) roughly 86% of total withholding is federal income tax and FICA. Note that FICA is charged on your gross wage before any 401(k) contribution, while federal income tax is not.

Live in one state, work in another?

Pennsylvania has reciprocal agreements with Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia. A resident of those states working in Pennsylvania files Form REV-419 with the employer and pays only home-state tax. Reciprocity does not cover local taxes: Philadelphia's Wage Tax (about 3.74% for residents, 3.43% for nonresidents) still applies to work performed in the city.

Full list of agreements and exemption forms in our state tax reciprocity guide.

Pennsylvania paycheck FAQ

Do I pay Pennsylvania tax if I live in New Jersey?

No. File Form REV-419 with your Pennsylvania employer so only New Jersey tax is withheld. If PA tax was withheld, file a PA-40 nonresident return to recover it.

Does reciprocity exempt me from the Philadelphia Wage Tax?

No. State reciprocity only covers Pennsylvania's 3.07% income tax. Nonresidents working in Philadelphia still pay the city's nonresident Wage Tax.

Pennsylvania income tax brackets

Approximate single-filer brackets; thresholds are indexed each year. The calculator above applies an effective rate rather than bracket-by-bracket state math.