Michigan Paycheck Calculator

Michigan withholds federal income tax, FICA (7.65%) and a flat 4.25% state income tax. If you live or work in Detroit or about 20 other cities, a local income tax of 0.5% to 2.4% is withheld as well.

Estimate your Michigan take-home pay after federal tax, FICA and Michigan's flat 4.25% state income tax. Detroit and about 20 other Michigan cities also levy a local income tax.

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%
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Estimated take-home pay
$1,840.00/paycheck (bi-weekly)
Where your gross pay goes
  • Take-home 79.7%
  • Federal tax 8.4%
  • FICA 7.6%
  • State tax 4.3%
Gross pay /paycheck (bi-weekly)$2,308
Federal income tax− $193
FICA (Social Security + Medicare)− $177
State income tax (MI)− $98
Net pay · 20.3% effective tax rate$1,840

Estimate only. Based on 2026 federal brackets, FICA and an approximate average state rate. Traditional 401(k) contributions (capped at the $24,500 2026 limit) lower income tax but not FICA; Section 125 health premiums lower both. Local taxes are not included.

Michigan state income tax

Michigan has a flat income tax of 4.25% after a personal exemption per person. Our estimate applies the state rate; city income taxes are not included.

Local taxes & deductions

24 Michigan cities levy their own income tax. Detroit charges 2.4% for residents and 1.2% for nonresidents who work there; most other cities (Grand Rapids, Lansing, Flint and others) charge about 1% for residents and 0.5% for nonresidents.

Federal tax & FICA

On Michigan's average pay of about $68,000 a year (BLS QCEW, 2024) federal income tax and FICA account for roughly 76% of withholding, the flat 4.25% state tax most of the rest, and a city tax can add 1%–2.4%. FICA is 6.2% Social Security up to the 2026 wage base plus 1.45% Medicare.

Live in one state, work in another?

Michigan has reciprocity with Illinois, Indiana, Kentucky, Minnesota, Ohio and Wisconsin. Residents of those states working in Michigan file Form MI-W4 (claiming nonresidency) and pay only home-state tax. Michigan city income taxes still apply to nonresidents who work in those cities.

Full list of agreements and exemption forms in our state tax reciprocity guide.

Michigan paycheck FAQ

How much is Detroit city income tax?
Detroit charges 2.4% for residents and 1.2% for nonresidents who work in the city. It is withheld by your employer in addition to the 4.25% Michigan state tax.
I live in Ohio and work in Michigan. Which state taxes me?
Ohio. Under the Michigan–Ohio reciprocal agreement, file Form MI-W4 with your Michigan employer to stop Michigan withholding. Any Michigan city tax where you work still applies.

Michigan income tax brackets

Taxable incomeRate
All taxable income4.25%

Approximate single-filer brackets; thresholds are indexed each year. The calculator above applies an effective rate rather than bracket-by-bracket state math.

Estimate only. Actual withholding depends on allowances, pre-tax deductions, local taxes and other factors. This tool is for educational use, not tax advice.

Want to see how much tax you'll pay instead? Income tax calculator by state.

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