About PayFigures

PayFigures exists to make pay math simple and honest. Salary, hourly rates, overtime and take-home pay should be easy to understand — but most of us only ever see a single headline number on an offer letter or a paycheck.

Our tools convert between every pay frequency and estimate your real take-home pay after federal income tax, FICA and state taxes, so you can compare offers and plan your budget around the money you actually keep.

How our tools work

Everything runs instantly in your browser. We never ask you to sign up, and we don't store or transmit the numbers you enter. Our take-home estimates use current US federal tax brackets, the FICA rate (7.65%) and an approximate effective state tax rate for each state.

A note on accuracy

PayFigures provides estimates for educational purposes only. Your actual withholding depends on allowances, pre-tax deductions, local taxes and other factors. For decisions that matter, consult a qualified tax professional.