Paycheck calculator: states with no income tax
Nine US states take nothing from your wages at state level. In Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming your paycheck is reduced only by federal income tax and FICA — so the calculation below is identical in all nine.
Estimate only. Based on 2024 federal brackets, FICA, and an approximate average state rate. Actual withholding depends on allowances, pre-tax deductions and local taxes.
What a no-income-tax state is actually worth
On a $75,000 salary for a single filer, federal income tax and FICA take about $14,079 wherever you live. Here is what a state income tax adds on top of that, and how much more you keep in a no-tax state:
| State | State tax | Take-home | No-tax state advantage |
|---|---|---|---|
| Any no-income-tax state | $0 | $60,922 | — |
| CA | $4,500 | $56,422 | +$4,500 a year |
| NY | $4,500 | $56,422 | +$4,500 a year |
| OR | $6,563 | $54,359 | +$6,563 a year |
| IL | $3,713 | $57,209 | +$3,713 a year |
| PA | $2,303 | $58,619 | +$2,303 a year |
Estimates using approximate effective state rates and 2024 federal brackets, single filer, no pre-tax deductions. Educational use only, not tax advice.
The nine states, and what they charge instead
Texas
Instead of income tax: High property taxes — among the highest effective rates in the country — plus a 6.25% state sales tax that local jurisdictions can raise to 8.25%.
Worth knowing: The property-tax bill often erases the income-tax saving for homeowners, though renters and high earners tend to come out ahead.
Texas paycheck calculator →Florida
Instead of income tax: A 6% state sales tax (plus local surtaxes) and property taxes, with a large share of revenue coming from tourism.
Worth knowing: Homeowner insurance costs are among the highest in the US, which can outweigh the income-tax saving.
Florida paycheck calculator →Washington
Instead of income tax: One of the highest combined sales tax rates in the country, plus a 7% capital gains tax on large investment gains.
Worth knowing: Wages are untaxed, but Washington also runs mandatory Paid Family & Medical Leave and WA Cares payroll premiums that reduce net pay slightly.
Nevada
Instead of income tax: Sales tax and gaming-industry revenue; there is no corporate income tax either, but employers pay a modified business tax on payroll.
Worth knowing: Everyday costs in Las Vegas and Reno have risen sharply, so the take-home advantage does not always translate into higher spending power.
Tennessee
Instead of income tax: The highest average combined sales tax rate in the US (around 9.5%), applied to groceries as well.
Worth knowing: Tennessee finished phasing out the Hall tax on interest and dividends in 2021, so investment income is now untaxed too.
New Hampshire
Instead of income tax: Very high property taxes and no general sales tax at all.
Worth knowing: New Hampshire completed the repeal of its interest-and-dividends tax at the end of 2024, making it a fully no-income-tax state.
Alaska
Instead of income tax: Oil and gas revenue. There is no state sales tax either, though some boroughs levy local sales tax.
Worth knowing: Residents may also receive an annual Permanent Fund Dividend — which is itself taxable as federal income.
South Dakota
Instead of income tax: Sales tax on goods and most services, plus property tax.
Worth knowing: No corporate income tax either, which is why many financial companies are domiciled there.
Wyoming
Instead of income tax: Mineral extraction revenue and property tax, with a comparatively low 4% state sales tax.
Worth knowing: Low taxes across the board, but a small job market means fewer high-paying roles to apply the saving to.
Moving to a no-tax state? Check the whole picture
A state income tax is only one line of the bill. Property tax in Texas and New Hampshire, sales tax in Tennessee and Washington, and insurance premiums in Florida can all absorb the saving. Compare the salary on offer, not just the tax rate — run both offers through the take-home calculator and then weigh housing costs on top.
If you live in one of these states but work across a border, see the state tax reciprocity guide.
FAQ
- Which states have no income tax?
- Nine states levy no tax on wage income: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. In every one of them, the only deductions from a normal paycheck are federal income tax and FICA.
- Do you take home more money in a state with no income tax?
- On the same gross salary, yes — your paycheck is larger because no state withholding is applied. Whether you are better off overall depends on property tax, sales tax, insurance costs and local wage levels, which are often higher in those states.
- Do I still pay federal tax and FICA in a no-income-tax state?
- Yes. Federal income tax and FICA (6.2% Social Security up to the annual wage base plus 1.45% Medicare) are set by federal law and apply identically in all 50 states.
- What if I live in a no-tax state but work in another state?
- You generally owe income tax to the state where the work is physically performed, so a resident of a no-tax state who commutes into a taxing state usually files a non-resident return there. Remote workers paid from another state are usually taxed where they sit, but sourcing rules vary.
- Is Washington really a no-income-tax state?
- Yes for wages. Washington does not tax earned income, though it applies a 7% tax to large long-term capital gains and collects mandatory Paid Family & Medical Leave and WA Cares payroll premiums.
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