How it works
Enter your pay and frequency, then adjust your weekly hours and weeks worked for an exact result. Switch to the take-home tab to estimate your net pay by filing status and state. All calculations run instantly in your browser — nothing is stored.
More pay calculators
View allOvertime calculator
Work out time-and-a-half or double-time pay from your hourly rate and weekly overtime hours.
Paycheck calculator
Estimate your take-home pay after federal, FICA and state income tax, with dedicated pages for California, Texas, New York and eight more states.
Raise calculator
See your new salary and the per-paycheck difference from a percentage or dollar-amount raise.
Inflation calculator
See what money from any year is worth today with US CPI data, and check whether your pay raise beats inflation.
Retro pay calculator
Work out the retroactive (back) pay you're owed from a delayed salary or hourly raise, plus your estimated take-home.
Tax refund estimator
Estimate your 2025 federal tax refund or balance owed from your income, tax withheld and filing status.
W-4 calculator
Estimate your per-paycheck federal tax withholding from your W-4 (Steps 1–4) and see what to put on line 4(c) to break even.
Tax calculator
Estimate how much federal, FICA and state income tax you'll pay — with your effective and marginal rate — for Texas, New York, Florida and more.
Self-employment tax
Estimate your 15.3% self-employment tax plus federal income tax on 1099 or business profit, including quarterly payment estimates.
1099 calculator
Estimate the tax due on 1099 contractor income, including self-employment tax and what to send the IRS each quarter.
Pro-rata calculator
Scale a full-time salary down to part-time hours to see your pro-rata annual, monthly and weekly pay.
401(k) contribution calculator
See how your 401(k) contribution percentage changes your take-home pay and tax, plus the employer match and what your balance could grow to by retirement.
Hourly to salary
See what any hourly wage is per year, month, week and day, with a full $12–$150 an hour conversion table.
Popular hourly wages
See what common hourly rates add up to over a full year — from $12 to $150 an hour, with monthly and weekly breakdowns.
Open the hourly to annual salary tablePay guides
View allState Tax Reciprocity Agreements Explained
If you commute across a state line, a reciprocity agreement can mean you only pay income tax where you live. The full state-by-state list and how to set up your withholding.
Read guide Salary basicsHow Many Working Days Are in a Year?
261 weekdays a year, roughly 250 after federal holidays. How working days are counted and why the number drives prorated pay, PTO and your daily rate.
Read guide CareerHow to Calculate a Pay Raise (With Examples)
Convert a percentage raise into a new salary (and back), with examples and a note on why your take-home gain is smaller.
Read guide Salary basicsWhat Is a Pro-Rata Salary? How to Calculate It
How a full-time salary scales down to part-time hours — the pro-rata formula, an example, and the benefits catch.
Read guideSalary and take-home pay questions
- How do I convert my salary to an hourly rate?
- Divide your annual salary by the hours you actually work in a year. At 40 hours a week for 52 weeks that's 2,080 hours, so a $60,000 salary is about $28.85 an hour. Fewer paid weeks or different weekly hours change the divisor, so set both before reading the result.
- How do I work out my take-home pay after taxes?
- Start from gross pay, subtract federal income tax based on your filing status and the standard deduction, then subtract FICA (6.2% Social Security up to the wage base plus 1.45% Medicare) and any state income tax. What's left is your take-home pay.
- Does this calculator include FICA and state tax?
- Yes. It applies Social Security and Medicare at the current federal rates and adds state income tax for the state you select, including states with no income tax such as Texas, Florida and Washington.
- What is the difference between gross pay and net pay?
- Gross pay is the full amount your employer agrees to pay you before deductions. Net pay — take-home pay — is what reaches your bank account after income tax, FICA, state tax and any benefit or retirement deductions.
- Is the PayFigures salary calculator free?
- Yes. Every calculator is free, needs no sign-up and runs entirely in your browser, so none of the figures you enter are sent to a server or stored.